Turn your dream view into reality with our special financing options. Payments don’t start until after your products are installed. Financing options vary based on discounts applied. See details below. **subject to credit approval

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NO INTEREST IF PAID IN FULL WITHIN 6, 12 OR 18 MONTHS

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period*. No money down.

*The Smith & Noble credit card is issued by Wells Fargo Bank, N.A. Special terms for 6 months, 12 months, or 18 months apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional (special terms) period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 7/01/2020 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/20.


NO INTEREST FOR 24 OR 36 MONTHS** WITH EQUAL MONTHLY PAYMENTS

**The Smith & Noble credit card is issued by Wells Fargo Bank, N.A. Special terms for 24 months or 36 months apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 7/01/2020 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/20.

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FINANCING A DISCOUNTED PURCHASE

Smith & Noble always offers a special financing option1.Like other companies which offer financing, the duration of our promotional periods varies inversely with the depth of any product price discount you may receive.

Here’s how it works:

DISCOUNTPROMOTIONAL PERIODS AVAILABLE1
Less than 10%6, 12, or 18 months* or 0% APR for 24 or 36 months**
10% up to 14.9%6, 12, or 18 months* or 0% APR for 24 months**
15% up to 19.9%6, 12, or 18 months*
20% up to 24.9%6 or 12 months*
25% or higher6 months*
*Subject to credit approval.

1. Subject to credit approval. See above for credit costs and terms for each plan.